However, people who drink regularly may be required to have a physical examination if they buy insurance. Insurance can only be insured if the result is normal. Different products have different health requirements for drinkers. You need to pay attention to the following points:
1, critical illness insurance and medical insurance require high health, and health notification and underwriting are strict. Health notification is a big obstacle for many people to insure, but it is also skillful to deal with health notification. Sister Xue shares a few tips here to help you insure smoothly: What are the tips for health notification when insuring?
Excessive drinking may lead to stroke, diabetes, malignant tumors and other diseases, so most critical illness insurance and medical insurance will directly ask about drinking, such as whether drinking too much liquor every day exceeds three ounces. However, some critical illness insurance and medical insurance do not require too much for drinkers, such as Versailles' aggravated illness insurance, which simply asks if you are addicted to alcohol. Such a requirement is already very friendly to drinkers in the critical illness insurance market. If you are interested in Versailles aggravated illness insurance, you can learn more about it: Versailles aggravated illness insurance has returned heavily, so you must look at the in-depth evaluation before buying!
2. The health notification of accident insurance is very loose. There are still a lot of accident insurance in the market without health notice, so it is easy for people who drink regularly to insure.
3. Taking life insurance as an example, the restrictions on alcoholism/excessive drinking in term life insurance are usually relatively loose, such as luxury barley 2022, Sunshine I Sunshine Orange and other term life insurance. However, a small number of term life insurance will ask the insured whether there is alcoholism or chronic alcoholism.
4. Anti-cancer insurance or anti-cancer medical insurance, both of which specifically protect cancer, so the restrictions other than cancer are relatively loose. Of course, some products are strict, and you may also ask about your alcohol consumption.
To sum up, people who drink regularly can compare different products and then choose insurance with loose health information. Here, I help you find several kinds of critical illness insurance with loose health information, or you can choose to have a look: the latest! The top ten health warnings are loose, and the critical illness insurance is large!
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The same number on the whole network: Xueba said insurance, welcome to search.