Hello, medical expense reimbursement insurance refers to adjusting and paying the actual medical expenses according to the terms, and generally requires complete and necessary documents: original medical record, discharge summary, receipt of hospitalization invoice, list of hospitalization expenses (including drug list and other treatment expenses list), original insurance policy and identity certificate. In addition, the insurance claims for reimbursement of medical expenses belong to compensation insurance. For example, before applying for compensation, the insured has already reimbursed some medical expenses in the company or other insurance companies. Medicaid insurance refers to giving a certain amount of subsidies to medical facts, which is not limited by actual medical expenses, such as additional hospitalization compensation and lifelong hospitalization subsidies of some insurance companies. These two types of insurance are paid according to the actual hospitalization days. In addition to providing necessary documents, the fact of daily hospitalization must also be clarified when making claims. If you go out without permission during hospitalization, or if you don't leave the hospital after treatment, you can't accept it when making claims.
Payment type, this is for critical illness insurance. After buying critical illness insurance, you will not be unable to buy critical illness insurance because of other diseases that are not within the scope of critical illness during the insurance period. Therefore, it is recommended to give priority to long-term serious diseases, supplemented by the other two, so as to effectively protect!