It is not difficult to see from the introduction of the two that the coverage of accident insurance is wider than that of health insurance, which is mainly aimed at diseases. At the same time, there are obvious differences in the time and amount of payment. If an accidental injury is hospitalized, health insurance will pay for it, while accident insurance will wait until the end of treatment and be determined as death or disability. That is, one is to pay the money immediately, and the other is to wait for the specific results. In addition, accident insurance is basically a fixed payment, and economic assistance is mostly direct; The amount of health insurance is compensatory, mainly according to the contract. Generally speaking, the difference between health insurance and accident insurance is not small. If you have the conditions, you can buy both and get more compensation.
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