Problem description:
About how much?
Analysis:
I disagree with the statement that "personal insurance includes health insurance, accidental injury insurance, critical illness insurance, medical insurance, hospitalization insurance, endowment insurance, universal insurance, etc.". ! !
Life insurance is life insurance, excluding health insurance, accident insurance, critical illness insurance, medical insurance, hospitalization insurance, endowment insurance and so on! ! !
Life insurance only includes the above, which means that the scope of life insurance is larger.
Personal insurance includes life insurance, health insurance and accident insurance.
Health insurance includes the above-mentioned critical illness insurance, medical insurance, hospitalization insurance and so on.
Let's write down some concepts about life insurance. I hope you're not confused.
Personal insurance: Personal insurance refers to life insurance that takes the life of the insured as the subject matter of insurance and pays insurance benefits on the condition of survival and death.
Intentional injury insurance: refers to the life insurance that the insurer pays the insurance money according to the contract when the insured is disabled or killed due to accidental injury.
Health insurance: refers to a kind of personal insurance that takes the person's body as the subject matter of insurance, and when the insured suffers medical expenses or income losses due to illness or accident, the insurer shall bear the liability for compensation.