Does China Postal Savings Bank charge an annual fee?

China Postal Savings Bank Card does not charge an annual fee.

According to the latest Announcement of China Postal Bank on Exempting China Postal Savings Bank Debit Card from Annual Fees, all other debit cards are exempted from annual fees nationwide. Details are as follows:

1. The student card for secondary vocational schools will be exempted for three years from the date of opening an account.

2, ordinary high school student card within three years from the date of opening an account.

3. Gold card, platinum card and diamond card are free.

4. According to the documents of Development and Reform Price [2014] No.268 and Development and Reform Price Regulation [20 17] 1250, the only account opened in our bank (excluding credit card and VIP account) is automatically exempted from annual fee and account management fee (including small account management fee, the same below). For customers who have opened multiple accounts in our bank,

5 wages, pensions, subsistence allowances, medical insurance, unemployment insurance, provident fund and other social services and financial capital accounts. , other qualified accounts can be exempted, according to the provisions of CBRC document [20 1 1]22.

Extended data

China Postal Savings Bank Card includes: Green Card, Green Cartoon and Jinhui Card.

Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension financial customers. It is a financial IC debit card with the functions of pension payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc. The card issuing target is pension financial customers.

1, main function

(1) You can choose Jinhui Card as the payment account for your pension, salary and other funds, which is more timely and convenient.

(2) With Jinhui Card, you can purchase our exclusive comprehensive financial products such as wealth management products, fund products, insurance planning and precious metal products. Exclusive products can preserve and increase the value of your wealth.

(3) You can use Jinhui Card to participate in financial salon, health insurance lecture, square dance activities, special tourism, lottery and other activities organized by the Bank from time to time to make your life more colorful (the opening hours of activities are subject to the announcements of local branches).

2. Credit card discount

Jinhui card is free of card fee, annual fee and small account management fee.

References:

China Postal Savings Bank-Announcement on Exempting the Debit Card Annual Fee of China Postal Savings Bank

References:

Postal savings bank of China-Jinhui card