What are the popular accident insurance for children?
Children have the highest risk of accidents. I hope parents must be more careful when taking their children out. Dad specially selected several popular accident insurances for children, which is convenient for parents to compare and choose:
The picture comes from Bao Dad.
Children's accident insurance premiums are generally not expensive. Among the four products listed by Dad above, 79 yuan is the most expensive year, so Dad suggested that children must be provided with an accident insurance.
Not much to say, directly recommend:
If accidental medical treatment and guardian responsibility are investigated: Cathay Pacific Property & Casualty Baby (peace of mind)
Mengbao guarantees 30,000 yuan accident medical insurance. Don't underestimate accidental medical treatment, which can solve the medical expenses caused by common bumps in life and is used very frequently.
Children are younger, so fighting is inevitable, which may damage other people's property or hurt others. Guardianship can help compensate for certain losses and is suitable for naughty children to buy.
Responsibility for burns and scalds: Asia-Pacific Property Insurance Little Superman Children's Edition
Children are active, curious about new things and easy to burn and scald. Superman edition of Asia-Pacific property insurance can add responsibility for burns and scalds.
Only 30 yuan can protect the accidental medical risks caused by accidental burns and scalds, which is not limited to the social security scope, with 0 free compensation and 100% reimbursement, which can be said to be very thoughtful.
If you pursue vaccine protection: Meng Baoan Xin, Cathay Pacific Peter Pan
Both products include vaccine accidental disability protection, with a coverage of 200,000 yuan and vaccine accidental medical protection of 5,000 yuan and 1 1,000 yuan respectively. Peter Pan's protection is stronger.
If you pursue hospitalization allowance: the heart of Mengbao security guard
The accident medical insurance for Meng Bao includes hospitalization allowance, and there is 30 yuan's hospitalization allowance every day, which can be paid up to 180 days, so the maximum hospitalization allowance for one year is 5,400 yuan, which is not available in other products.
Unexpected risks are always everywhere. Before we take out insurance, we must know which accidents are not covered and which can be covered. I recommend you to read this article: What is the coverage of accident insurance? These common accident insurance companies do not pay for it. "