According to the new media, the scope of application is the urban high-speed encirclement and the areas under the jurisdiction of Yancheng Environmental Protection Science and Technology City and Yancheng High-tech Industrial Development Zone; Applicable products are newly-built commercial housing, excluding affordable housing, peasant apartments, demolition and resettlement houses, etc.
Subsidize the purchase of new commercial housing. Families with salt, salt and salt, college degree or above, or having two children after 20 16 1 will be given a one-time housing subsidy of 50% of the deed tax paid, with a maximum of 30,000 yuan. Families giving birth to three or more children after May 3 1 (in line with the current birth policy) will be given a one-time housing subsidy of 100% of the deed tax paid, with a maximum of 60,000 yuan.
Subsidize to buy a house. If you work and start a business in cities and towns and pay social security 1 month or more, you will be given a housing subsidy of 65438+ 0.5% of the total contract price, with a maximum of 30,000 yuan.
Encourage the purchase of new houses to improve living conditions. If the purchase of new commercial housing and the sale of the original housing, the deed tax paid after the sale of the original housing is lower than the deed tax paid by the new housing, subsidies shall be given according to the amount of deed tax paid when the original housing is sold; If the deed tax paid after the sale of the original house is higher than the deed tax paid by the new house, the subsidy shall be made according to the deed tax paid by the new house. The maximum subsidy does not exceed 30,000 yuan. The sale period of the original house is from the date when the certificate is issued to 65438+February 3, 20231.
In addition, extend the payment period of land transfer fees. The payment period of the new land transfer fee may be appropriately extended, and 50% of the total price shall be paid within one month, and the balance shall be paid within 12 months after the contract is signed, and it shall be stipulated in the contract.
Help development enterprises solve problems. If the epidemic situation in COVID-19 affects the construction of real estate development projects, which leads to the postponement of resumption of work or shutdown, the construction period should be reasonably extended, and the delayed delivery time should be determined according to the actual situation. For real estate development projects affected by the epidemic, the supporting fee for urban infrastructure can be extended for up to 6 months. Guide financial institutions to support the reasonable demand of development loans and M&A loans of real estate enterprises, and effectively alleviate the pressure of capital chain operation in the real estate market. We will implement differentiated housing credit policies and strive to reduce the interest rate and down payment ratio of home purchase loans.
Support the development of products that meet the just-needed and improved needs. Development enterprises can apply for optimization and adjustment of planning and construction plans according to market demand, and implement them after being approved according to law. Planning adjustment shall not change the nature and use of land, and the planning technical indicators such as plot ratio, green rate and building density must meet the transfer conditions agreed in the transfer contract. The adjustment of the scheme must obtain the consent of the relevant obligee.
In addition, support the gradual liberalization of mortgage of construction land use rights. With the approval of financial institutions, if the right to use the construction land has been mortgaged, support real estate development enterprises to rationally quantify the right to use the construction land, handle the mortgage change registration or replace it with the mortgage of the house under construction, and remove the share of the right to use the construction land corresponding to the commercial house to be pre-registered from the mortgage scope; If the house under construction has been mortgaged, enterprises will be supported to cancel the mortgage in batches and in sets, which will facilitate advance notice of registration and timely payment, and ease the financial pressure.
Optimize the supervision of pre-sale funds of commercial housing. The node conditions for the first use of key supervision funds for the pre-sale of commercial housing relax the image progress requirements, and only need to meet the pre-sale permit for one month to apply for use. Real estate development enterprises with Grade A credit evaluation can enjoy preferential policies in terms of pre-sale progress conditions and supervision and use of pre-sale funds.