Is it necessary to buy universal medical insurance in Shaanxi?

This is necessary. Shaanxi national health insurance is an inclusive health insurance launched by Shaanxi provincial government. It is closely linked with medical insurance. After the medical insurance reimbursement is completed, the expenses that need to be paid by individuals, whether in or outside the medical insurance, can be reported again, and the reimbursement ratio can reach up to 80%, which can reduce the burden of medical expenses of the insured. Moreover, this insurance is divided into 89 yuan/person/year basic fund, with a maximum coverage of 2 million yuan and 169 yuan/person/year upgrade fund, with a maximum coverage of 5 million yuan, which belongs to low premium and is necessary to buy.