Can male maternity insurance be used for wives?

Under normal circumstances, women who have not participated in maternity insurance are not allowed to enjoy the maternity insurance that men participate in. Men participate in maternity insurance, which is mainly used for the salary subsidy for taking care of their wives during maternity leave and the reimbursement of reproductive health care-related expenses such as fertility ligation surgery in the future.

This maternity insurance is a typical local insurance, which varies greatly from place to place: whether it can be reimbursed, men have maternity leave (taking care of their wives) allowance; Some can't be reimbursed, but they can apply for late childbirth allowance; And 50% reimbursement and so on.

"Maternity insurance should be paid by both men and women. The maternity insurance paid by the woman herself can be reimbursed by about 75%, and the man can be reimbursed by about 50%. The condition for the man to enjoy maternity insurance benefits is that the male employee pays maternity insurance normally in the month of childbirth and continuously pays 10 month. If the woman uses the man's maternity insurance, the man shall provide proof that the spouse has no income.

Reimbursement conditions of male maternity insurance

1. Male employees who meet the following conditions at the same time can apply for a one-time maternity allowance: (1) Those who meet the national family planning policy and statutory maternity conditions; (2) When the spouse gives birth or miscarries due to pathological reasons, the employer has participated in maternity insurance and paid maternity insurance premiums for male employees normally and continuously (excluding overdue, unpaid and interrupted payment) 10 months or more; (3) The spouse is not covered by maternity insurance and gives birth to the first child.

2. Male employees who meet the above conditions can apply for a one-time maternity allowance: 200 yuan, the abortion; Natural childbirth 1200 yuan; 2000 yuan for dystocia or multiple births.

The birth status certificate or the first birth certificate shall be issued by the Family Planning Commission. No proof of unemployment time is required, but a proof of no work unit and no fixed income source issued by the street (town) where the spouse's household registration is located. I hope you will continue to make valuable suggestions and comments on our work. In the process of male maternity insurance reimbursement, it is necessary to prepare relevant materials to avoid unnecessary troubles when needed.

Legal basis: Article 54 of the Social Insurance Law stipulates that if an employer has paid maternity insurance, its employees shall enjoy maternity insurance benefits, and its spouse shall enjoy maternity insurance benefits in accordance with state regulations.