If the consumer-oriented Hongkang health is cost-effective, I guarantee that the retreating sunshine should be good. If it is paid several times, Hengqin Youkangbao will refund the premium, No.5 Royal Cube of ICBC AXA. Of course, the above suggestions are not comprehensive and only personal opinions.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.