Insurance products have a hesitation period, that is to say, the policy is signed by the customer, and some contracts stipulate 10 day, and some 15 day, all of which are subject to the terms. During this period, the principal will be refunded, but the cost will be paid.
Two, more than the hesitation period of surrender as a normal surrender. Usually, the insurance policy that has obtained the insurance premium may not apply for surrender. Normal surrender generally requires that the applicant can apply for termination after a certain period of time, and the insurance company should refund the cash value of the policy within 30 days from the date of receiving the application. The cash value of a policy refers to the amount that can be returned when the life insurance contract is terminated or surrendered.
The hesitation period is full, and only a fee is charged. The hesitation period refers to ten days after you receive the insurance contract and sign it. I don't know why I want to turn myself in. I suggest not to return if I vote. Conditional insurance in the future, buy it if you want.
Information required for Taikang Life Insurance to surrender:
To handle the surrender, bring the original ID card, bank account and insurance policy of the insured, and go to the company to receive the Application for Termination of Insurance Contract and fill it out truthfully.
Remarks: generally speaking, surrender is not recommended, which will cause certain economic losses and loss of protection. If it is a temporary economic problem, the insurance payment has a grace period of 60 days and a two-year suspension period, and the insured amount can also be reduced or reduced.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.