Hongkang healthy life c baoxian

Hello, for people who don't know much about insurance companies, refusing to pay compensation may indeed lead to misunderstanding. First of all, it must be clear that insurance companies do not make profits by refusing to pay compensation. When an insurance product is launched, the actuary of the insurance company has calculated the claim amount through very professional calculation, and will set aside a budget for possible claims every year. It is impossible to deliberately refuse to pay for you in order to make money. The real refusal is in accordance with the contract.

Secondly, the regulatory authorities are very strict with insurance companies' claims business, and insurance companies are absolutely not allowed to deliberately refuse to pay compensation. Once discovered, it will face serious regulatory penalties and have a negative impact on public opinion, which is not worth the candle.

Finally, I want to tell you that the term "small" insurance company is not strict. Strictly speaking, insurance companies are not small. Hongkang Life Insurance has a registered capital of RMB 654.38+0 billion, and the total number of customers has exceeded 2.73 million by 2065.438+08.654 38+0.08. Do you think we are small?

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.