Personal insurance refers to an insurance product whose subject matter is the life of the insured. Such products are subdivided into death insurance, survival insurance and old-age security.
Old-age security is a product that can not only protect life and death, but also lose money after death and return it at maturity; Survival insurance is an insurance product that pays survival money on the condition of the insured's survival, and the endowment insurance in the market is a typical survival insurance. Death insurance is also called. Life insurance? , mainly providing death protection. Life insurance can be divided into whole life insurance and term life insurance. For details, please click below: What is the difference between term life insurance and whole life insurance? Senior sister tells you!
Health insurance is divided into medical insurance and sickness insurance. For example, our common critical illness insurance and million medical insurance are typical health insurance, which can help you transfer the economic risks brought by major diseases and reimburse the medical expenses incurred by hospitalization. This kind of products have certain requirements for the health status of the insured, so it is necessary to give health information before insurance. Here are some tips for health notification. You can learn more about them: what are the tips for health notification when you are insured?
In addition, since medical insurance is mostly one-year insurance products, it is recommended that you give priority to products that can be renewed. Regarding the renewal of medical insurance, please read this article: How to renew the insurance and what should I pay attention to? An analysis!
The function of accidental injury insurance is to transfer the economic risks caused by accidental injury events. Suggest one. This kind of products usually don't need health notification, so they don't need long-term accident insurance. Just choose products that put content first.
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