First, adhere to the basic principle of people-oriented, enrich the contents of health insurance, adhere to government guidance, give play to the role of the market, persist in reform and innovation, highlight professional services, give full play to the macro-control role of the market and the professional advantages of commercial health insurance, and develop the health service industry while improving economic quality and efficiency; Second, expand the supply of commercial health insurance, enrich commercial health insurance products, improve the coverage of medical practice insurance, and support scientific and technological innovation in the health industry; Third, improve the medical security service system, implement the serious illness insurance system for urban and rural residents throughout the country, and reduce unreasonable medical expenses; The fourth is to establish and improve the platform system of commercial insurance institutions, improve the knowledge reserve and professional service level of staff, which is conducive to the improvement of informationization level by modern technologies such as big data and the Internet; The fifth is the support of relevant policy documents, which are included in the content of deepening the reform of medical and health system and promoting the development of health service industry by relevant departments, so as to popularize relevant knowledge for the people and enhance their awareness of health insurance.
"The 20 14 insurance reform has many bright spots. In a country with underdeveloped population and economy, the next 5- 10 will be the golden age for the development of the insurance industry. " Xiang Junbo, chairman of the China Insurance Regulatory Commission, said at the National Insurance Regulatory Work Conference that this marked that the development of modern insurance service industry has risen from the industry will to the national will. Wang Jianhua, a villager from Jingyu Village, Wangxinzhuang Town, Pinggu District, Beijing, said that he had to go to the hospital to prescribe maintenance medicine every month since he had a heart stent operation. "It used to take three or four months to be reimbursed, but now it only takes one month. The participation of insurance companies makes it faster and more convenient for farmers to get compensation. "