What are the advantages of Ping An E home?
1, and the critical illness insurance coverage can reach one million.
Ping An E-Home Insurance can cover up to 7 insured persons at the same time. The maximum amount of guarantee is 3 million yuan. Ping An E-Home Insurance D Plan supports special needs reimbursement in public hospitals and medical treatment in international departments, and 80% of the treatment expenses of special needs, international departments and specific hospitals can be paid to meet various treatment needs of users. ,
2. Outpatients can also be reimbursed.
Consumers who buy Ping An E-home insurance can not only enjoy major illness protection, but also have no need to worry about minor illnesses, and ordinary outpatient clinics can also be reimbursed. All insured * * * have two reimbursement opportunities for outpatient and emergency expenses, with zero free compensation and quick compensation, with a compensation ratio of 50%. Ping An E-Home Insurance also provides online outpatient service. Consumers can consult online at any time without limiting the number of times. Very convenient and thoughtful.
3. The scope of reimbursement is not limited to the social security catalogue.
Many insurances can only be used within the scope of social security, but Ping An E can break through the scope of social security, and all expenses of consumers during hospitalization can be reimbursed, such as hospitalization expenses, bed fees, surgery expenses, meals, nursing expenses, self-funded medicines, imported medicines, etc. There is no requirement for patients' diseases and treatment methods, and they can all be reimbursed. It can be said that the medical burden of patients is greatly reduced.
4. The insured can get sports rewards.
Consumers who purchase Ping 'an E-home insurance can participate in the Huanzhuan Jianxing World Health Management Plan, which lasts 4 days a week and needs to reach 8500 steps every day. If you reach the weekly target, you can get a weekly reward. 100% wins the prize, with a maximum reward of 335 yuan.
Disadvantages of Ping An E-Home Insurance:
1, medical insurance deductible of ping an e-home insurance 10000-20000 yuan. Please read the deductible clause carefully when purchasing.
2. People who participate in social security can enjoy 100% reimbursement. However, if you buy Ping An E-home insurance as social security, but you don't go to the hospital for settlement as social security, the insurance company will pay 60% of the compensation.
Comments: As an insurance based on the principle of compensation, the shortcomings of Ping An E Home Insurance can still be tolerated. After all, this is the market situation. However, the deductible of 1.2 million is relatively high. But if it is for the treatment of major diseases, this insurance is very affordable.