Can I buy 100% 2 1 for Ping An Child Guard? Who can help me analyze it

Whether Ping An Child Defender 100% 2 1 can be bought depends mainly on whether the guarantee content of the product is suitable for you and whether it can help you resist the risks you face.

In addition to the children's version, Guardian 100% 2 1 also has an adult version. Friends who want to know can poke: whether you can buy "Security Guard 100% 202 1" depends on whether you can eat these shortcomings.

Next, I'd like to introduce the product 100% 2 1 to you:

As shown in the figure, the main insurance of Ping An Children's Guardian 100% 2 1 is two all risks, and the additional insurance is to pay the critical illness insurance in advance. Everyone can only take out the main insurance or additional critical illness insurance. The main insurance only includes two protection contents: expiration survival insurance and death insurance. Pay the critical illness insurance in advance, only take care of the illness, lack of light illness. As we all know, a good critical illness insurance needs to cover three basic guarantees: mild illness, moderate illness and serious illness. What other standards are there? A good critical illness insurance is so long! You have been cheated for so many years. ...

Although Ping An Children's Guardian 100% 2 1 seems to have both "guarantee" and "reward", in fact, if everyone is seriously ill and gets the insurance money for serious illness, the basic insurance amount of the main insurance contract will also be reduced. If the insured amount of the main insurance is reduced to zero, the guarantee liability of the main insurance contract is terminated.

So, don't think you can get your money back by buying two copies of all insurance. In fact, the double insurance policy has many shortcomings. If you don't believe me, please see: regarding double insurance, the salesman will definitely not tell you!

Hope to adopt

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