Pay attention to the allocation when managing money, such as taking one-third of all assets as time deposits, one-third as effective investments and one-third as demand deposits, which not only disperses risks, but also maintains liquidity. Try to avoid venture capital and remember not to set foot in stocks. Once trapped, survival will be a problem. In the current economic downturn, ambition is a good thing. As the saying goes, it is not too late to wait until the financial crisis is clear.
2. Smooth employment
Most ordinary people are employees of enterprises. Even if they are arrogant, don't jump ship easily And you should try your best to work hard, keep your present job, and make the boss feel that you are the core personnel in his enterprise and a reliable employee. If you have good employment conditions, you need to be cautious and consider all aspects in combination with your own strength. Many people think that the economic crisis has nothing to do with themselves, but has a nepotism with your employment environment. Once the economic crisis affects the economic income of employers, enterprises may face layoffs under financial pressure. Once their personal work attitude is negative or abnormal, they are likely to be the target of layoffs and lead to unemployment.
be economical
During the economic crisis, we should pay more attention to increasing revenue and reducing expenditure. In addition to the essential living expenses, other aspects should also be saved as much as possible, reducing the number of trips, avoiding unnecessary entertainment expenses, and putting spare time on reading and learning. Car owners can save a lot of money by driving as little as possible, taking other means of transportation as much as possible, or walking properly. If you want to buy a car, if the economic conditions are not particularly affluent, you can wait and see for a while before making a decision. First of all, the cost of car maintenance is too high, the car price fluctuates greatly and depreciates quickly. Reduce the number of shopping trips, add less new clothes, eat out less, invite friends to eat to avoid extravagance and waste, visit relatives and friends to give gifts, buy more affordable ones, and achieve value for money and despise family ties. Cancel the extra credit cards on hand, and don't overspend unless you have to.
Step 4 be healthy
Taking part in more sports activities can not only relax after a long period of intense work, but also make you healthier. Having a healthy body is more important than anything else. In addition, with the pressure of the financial crisis, quitting smoking and drinking will not only cost money, but also do great harm to the health of individuals, families and society. We should know that under the current limited social security conditions, it is also a great expense to see a doctor and take medicine.
Step 5 care about others
Working in the unit, pay more attention to colleagues around you, especially colleagues from other places. Many people travel thousands of miles to seek development for their dreams. When they encounter the financial crisis, life is definitely not easy. Communicate in a circle of friends, care about friends around you, face the help of friends, and give as generously as possible when the economy allows. Maybe your help can solve a friend's urgent need. Besides, helping friends in such a big background is also of great significance to friends, and I believe others will remember more.
Of course, the economic crisis may not be as terrible as mentioned above, but it is not groundless that the financial crisis will have such a great social effect. In short, only by knowing the crisis like the back of your hand and preventing it before it happens can you get away with it.