：
1. The insurance premium purchased is low, and the user can choose the insurance share to buy by himself; The coverage is very wide, whether it is a serious illness or a common cold and fever; Insurance claims and compensation amount is quite high; When the insurance time reaches a certain level, a high proportion of premiums will be returned; Insured objects do not need to pay premiums in the later stage of treating specific diseases; If the security object dies for some reason, is severely disabled, is riddled with diseases and is incurable during the security period, there is no need to pay insurance premiums in the later period; The insured has a wide range of time and age.
2. Children's Super Treasure is a critical illness insurance product underwritten by Pacific Life. Established in 20011,the insurance company is a professional life insurance subsidiary of Pacific Insurance Group, covering health insurance, accident insurance, annuity insurance and life insurance. In addition, the underwriting age of children Chaonengbao is 0- 17 years old, the insurance period is 30 years, the longest payment period is 10 years, and the waiting period is 180 days. The insured's health needs to meet the notification requirements, and it is not allowed to take out insurance despite illness, otherwise the insurance company refuses to pay compensation. Children's Super Treasure is a short-term return-type critical illness insurance for children.
3. Overdue insurance premium: If there is no serious illness, you can get 1.5d% * all paid premiums of 85,300 yuan at the end of 30 years. Serious illness+allowance guarantee: 120 kinds of serious illness+500,000 paid premiums, 500,000 paid for 20 kinds of children's specific serious illness, 120 kinds of serious illness pay 500 yuan serious illness and hospitalization allowance every day, up to 1000 days. Specific diseases: 60 kinds of specific diseases pay 654.38+10,000 yuan, with no compensation. The remaining premium payable during the insurance period will be limited to five additional payments for specific diseases, and each specific disease will only be paid once. Death or total disability: 65,438+08 * 65,438+050% of the premium paid for death or total disability after age; Paid critical illness insurance: 500,000 yuan+paid premium: 28,450 yuan; Exempt from subsequent premiums; The hospitalization allowance for serious illness continues to be effective; Paid hospitalization allowance for serious illness: 500 yuan/day x90 days = 45,000 yuan; Co-payment: 500 yuan.