Function of insurance

Insurance means safety and reliability; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.

Insurance refers to the commercial insurance behavior that the applicant pays the insurance premium to the insurer according to the contract, and the insurer assumes the responsibility to pay the insurance premium for the possible accidents and property losses agreed in the contract, or when the insured dies, suffers from disability or illness or reaches the age and time limit agreed in the contract.

From an economic point of view, insurance is a financial arrangement to share the loss of accidents.

From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses.

From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life.

From the perspective of risk management, insurance is a method of risk management.

What can insurance solve?

Facing the natural proposition that no one can avoid, people show unprecedented anxiety because of their worries and fears about their future life. In fact, insurance can provide a complete solution to all worries. This is also so far, other commodities can not be solved.

Insurance: just 12 words: nothing, save money; If something happens, lose money; Take the money when you are old!

Insurance: 1 use: emergency and poverty prevention!

Insurance: Sell two commodities: time and money!

Insurance: bear the three responsibilities of supporting parents, harmonious husband and wife and raising children!

Insurance: the four major pressures of life, old age, illness and death!

Insurance: five guarantees: income, property, family future, family responsibility and life value!

Insurance: There are six advantages: saving money at ordinary times, being short of money in case of something, making money steadily through investment, benefiting from tax-free making, and saving money in case of bankruptcy!

Insurance: 10 premium:

1, the disease is cured-insurance allows people to get medical treatment, and life is not discounted.

2. Sense of security-insurance to ensure the security of old age.

3. Love is continuing-insurance is the guarantee for the continuation of family affection and great love.

4. Children are guaranteed-insurance escorts children's educational planning and growth.

5, strong and lean-to eliminate worries and strive to achieve career.

6, pro-offer-drinking water from the source of parents, life insurance adoptive parents.

7. Disability embarrassment-accidents and diseases cause physical disability, and insurance protects self-dignity.

8. Money accumulation-small money becomes big money, and value-added security is guaranteed.

9, production is guaranteed-the safest way to preserve value is to buy insurance.

10, Wealth Acceptance-Accumulate wealth for a lifetime, and have no regrets about Hui Ze's relatives.

Five accounts to protect family, guarantor and wealth.

Buying insurance is nothing more than not getting involved with the person who gave birth to you, and not dragging down the person who gave birth to you!

Men+insurance = responsibility! Women+insurance = wisdom! Insurance = family security+policyholder+wealth security!

Accidental protection account, get life-saving money, family life is guaranteed!

Medical insurance account, get medical expenses, medical expenses are guaranteed!

Education security account, get education funds, and the cost of reading is guaranteed!

Old-age security account, pension and retirement life are guaranteed!

Property protection account, get wealth management money, property lock is guaranteed!

Don't always say that insurance is unlucky. Luck or misfortune cannot choose whether the risk occurs or not.

Don't always say that insurance is useless. You may not be able to bear the cost of proof.

Don't always say that insurance is not worthwhile. Preparation is called stop loss, and the biggest cost performance is that you are prepared not to use it.

The real solution to the problem is to make a valuable backup for family finance. ...