1. Annuity insurance is life insurance and critical illness insurance is health insurance;
2. Annuity insurance is based on the survival of the insured, and the insurance premium is paid annually, semi-annually, quarterly or monthly until the death of the insured or the expiration of the insurance contract. Critical illness insurance is based on the insured suffering from major diseases;
3. The shortest insurance period of annuity insurance is usually 10 year, while the shortest insurance period of critical illness insurance is 1 year;
4. Annuity insurance can guarantee the insured's life in his later years, and critical illness insurance can pay the insured's high medical expenses due to illness, disease state or surgical treatment, provide economic security for the insured after illness, and try to avoid the insured's family from falling into financial difficulties.
Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it! 》
When buying critical illness insurance, you can compare different insurance companies to see which one has the highest cost performance. When you apply for insurance, you should know the scope of protection in detail, know which diseases can be paid and which diseases can't be paid, and the subsequent claims process, such as the required information and the time of claims.
Minbao provides users with personalized demand analysis and risk assessment, customizes family protection schemes, matches the most suitable insurance products on the market, and provides detailed scheme interpretation. Provide formal insurance channels and assist in underwriting and handling procedures throughout the process.