Which insurance company should I buy for cancer prevention?

Kunlun Health-Kangaibao Kangaibao Cancer Insurance (1) is low in price: compared with similar products, Kangaibao's premium is about 30% lower, and cancer and cancer in situ can be guaranteed. Moreover, cancer in situ can pay 20% of the insured amount, and the subsequent premium is exempted. (2) Loose health advice: diabetes, three high people and cardiovascular diseases are not limited. However, there will be some inquiries about polyps, nodules, hepatitis B virus carriers and hospitalization, so we should pay attention to telling the truth. Evaluation: Kangaibao has high comprehensive cost performance, low premium and loose notice, which is very suitable for middle-aged and elderly people with limited budget and physical illness. Many people buy anti-cancer medical insurance, not only for economic reasons, but also because of the restrictions on health information caused by critical illness insurance and general medical insurance. To apply for anti-cancer medical insurance, you also need to fill out a health notification form. At this time, users need to pay attention to whether the health notice is loose. It is suggested to choose cancer medical insurance with loose health information, which is easier to be underwritten. 1. How to buy anti-cancer medical insurance? 1. What do you mainly see? Generally, if you have cancer, the treatment expenses incurred during hospitalization include operation expenses, medicine expenses, bed expenses, nursing expenses, meals expenses, examination expenses, doctor's treatment expenses and so on. Therefore, the product we choose depends on whether the above expenses are reimbursed. 2. How much will you pay? How much compensation depends on how much the problem insurance company can reimburse. General cancer insurance has zero deductible, the remaining expenses after medical insurance reimbursement, commercial cancer insurance and medical insurance can be reimbursed 100%. If there is no medical insurance reimbursement, it will be reimbursed by 60%. 3. Look at the renewal rules. Because cancer medical insurance is a short-term one-year product, it needs to be renewed every year. Cancer is a disease that is easy to recur and has a long treatment cycle, so many insurance companies will refuse to cover it, so when buying it, you should choose the one with better renewal conditions. Second, the advantages of cancer insurance (1) are wide. Some anti-cancer products can still be insured at the age of 70, which solves the problem that the elderly are too old to be insured for commercial insurance. (2) Loose health guidance. Because cancer insurance only covers cancer, its health notification is relatively loose. People with high blood pressure, heart disease and diabetes can be insured. (3) the premium is cheap. Compared with critical illness insurance, the insurance liability is relatively simple, so the premium is much cheaper than critical illness insurance, which is very suitable for families with limited budgets. Third, who is the anti-cancer insurance suitable for? (1) For the elderly who can't buy critical illness insurance and medical insurance, because the health requirements of critical illness insurance and medical insurance are strict, if the elderly can't buy these two products, they can choose to buy cancer insurance. (2) People with a family history of cancer or a high risk of cancer, if they have a family history of cancer and are exposed to pollution in a specific working environment for a long time, the risk of adverse effects is higher than that of normal people, then it is necessary to strengthen cancer protection. (3) People who want to strengthen cancer protection, even if they buy critical illness insurance, still want to increase cancer protection, and can buy another cancer insurance separately. Many insurance companies have anti-cancer insurance, depending on which one is more suitable for them. When choosing anti-cancer insurance, we should first consider our own risk situation, such as whether the family has a medical history and whether the personal physical condition is healthy. Statistics show that the incidence of cancer increases with age, and the incidence of cancer in the elderly is much higher than that in the young. However, in recent years, affected by air pollution, food safety, work pressure and other factors, cancer groups have shown a younger trend. If you have a certain financial ability, the sooner you buy cancer insurance, the lower the risk you will bear in the future.