In addition, if it is social security, according to the provisions of the social security diagnosis and treatment catalogue, dental implants, dental implants, dental cleaning, malocclusion correction, yellow and black teeth, tooth defects, stained teeth, porcelain teeth and other medical treatment items can be reimbursed, and dental cosmetic items such as dental cleaning, beauty and correction are not covered by medical insurance.
At present, dental insurance in the market can be roughly divided into three categories:
1, exclusive dental insurance for children
This kind of dental insurance is specially designed for children. If the child's teeth are healthy, just do routine fluoride coating or pit and fissure sealing. , so you can choose this.
2. Comprehensive dental insurance
Children and adults can buy it, and dental care, treatment, cosmetic repair and accidental tooth injury can all be reimbursed. It is a comprehensive insurance with comprehensive protection.
3. Special dental insurance
Suitable for friends who want orthodontics and dental implants. The cost of this kind of dental treatment itself is very expensive, so the insurance product for this special treatment is more expensive.
Can I buy insurance for my teeth?
The cost of treating dental diseases is very expensive, because many people often ignore oral health until they can't help it. As a result, a minor illness becomes a serious illness, and the cost of natural treatment is expensive.
1, medical insurance in social security
Many people can't imagine that medical insurance can also reimburse some dental treatment expenses, such as tooth filling, tooth extraction, treatment of periodontal disease, gingivitis and so on. However, dentures, dental implants, dental beauty and other expenses cannot be reported.
Moreover, in different places, the medical insurance policy has different requirements for dental reimbursement.
2. Millions of medical insurance
Ordinary millions of medical insurance can't pay for dental diseases, because dental diseases are written in the exemption clause. Only dental treatment caused by accidents, such as accidentally knocking your teeth, can be reimbursed.
3. Accident insurance
Just like millions of medical insurance, only the dental treatment expenses caused by accidents are reimbursed. If the injury is serious and reaches the disability level standard, you can also pay the corresponding insurance amount with accidental disability.
For example, oral injury, knocking out 8 teeth, this is 10 disability, which can be accompanied by 10% insurance protection.
4. Dental insurance
This insurance is specially designed for dental diseases, and the cost of dental treatment caused by accidents or diseases can be reimbursed. Such as tooth extraction, tooth filling, tooth washing, trauma suture, tooth implantation, orthodontics, periodontal surgery and so on. Can be reimbursed.
The essence of dental insurance is that insurance companies cooperate with private dental clinics to introduce a preferential way, which can only be used in specific cooperative private dental clinics to attract consumers.