How can PICC Life choose term life insurance carefully?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! In order to better cope with all kinds of difficulties in life caused by birth, old age, illness, death, disability and unemployment, it is necessary to insure a suitable life insurance. Term life insurance has the advantages of low premium and complete guarantee, and is favored by consumers who are pursuing high quality and low price at present.

How does PICC Life choose term life insurance carefully? Who is this kind of insurance suitable for?

PICC Life's carefully selected term life insurance is a consumer term life insurance+critical illness insurance product, covering high critical illness and death protection, and providing free medical examination services. The amount of protection can be freely chosen. It is more suitable for people who pursue high insurance coverage and low prices. Before taking out insurance, you need to consider the following factors:

1. The insurance period of term life insurance is 10 years, 15 years, 20 years, or 50 years, 60 years and other agreed ages. When you insure your husband, you need to combine your husband's actual age.

2. At present, the insurance products in China's market are mainly divided into savings type and guarantee type. Savings insurance has both savings and security functions, and has the characteristics of value-added income. You can choose according to your husband's insurance needs.

I suggest that when you apply for insurance, you should give priority to protection first, then consider the income, and don't blindly pursue high income.

Choose a term life insurance that suits you. For PICC Life Insurance, it is a good choice to carefully choose term life insurance. The website provides various term life insurance products, including PICC Life's carefully selected term life insurance. You are welcome to buy it.

PICC Life carefully optimizes term life insurance (