Which insurance company is stronger, Tianan Insurance or Huaxia Insurance? I want to buy critical illness insurance. Which one is reliable?

At present, Tianan Insurance and Huaxia Insurance have been taken over.

Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it!

From July 17, 2020, China Banking Regulatory Commission took over Tianan Property Insurance Co., Ltd. for one year. If the acquisition fails to achieve the expected effect, the acquisition period shall be extended according to law. Huaxia Insurance was taken over by China Life Health Industry Investment Co., Ltd. from July 7, 2020 to July 6, 2026, with a term of 1 year. Although the two companies are taken over, consumers' policy rights will not be infringed.

Buying critical illness insurance only depends on the insurance company. When choosing the appropriate critical illness insurance, you need to choose according to your actual situation. For example, age and premium expenditure are directly proportional to the insured age. Under the same protection responsibility, the older you are, the higher the premium, so you should buy insurance as soon as possible. In addition, pay attention to the matching of insurance coverage and medical insurance. Income determines the insured amount, and disposable income determines the premium.

In addition, we should decide according to our income level. It is generally recommended that the premium expenditure be between 5%- 10% of the annual income. You can't let the premium expenditure put too much pressure on yourself. Finally, commercial insurance must give priority to the economic support of the family.

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