1 People between the ages of 24 and 28 are in their prime of life and are more prone to accidents. Moreover, the income is limited and the premium is low, so the real accident insurance should be given priority. Pay special attention to the scope of coverage when applying for insurance, and it is best to buy products with accidental medical treatment and accidental hospitalization allowance compensation to alleviate the economic pressure caused by accidents.
2. People aged 24-28 stay up late, have irregular eating habits and lack of physical exercise, which seriously affects the health of young people. Many people aged 24-28 are in a "sub-health" state. Therefore, it is suggested that at the age of 20, after doing enough accident protection, buy a health insurance. When purchasing, it is necessary to specify the scope of protection to see if it includes daily hospitalization allowance compensation. Of course, a suitable critical illness insurance is also indispensable. After all, the age of major diseases is getting younger and younger today, and the incidence of major diseases is also very high.
3. People aged 24-28 will buy a suitable life insurance product after doing the above protection. At present, life insurance products on the market mainly include term life insurance and whole life insurance. For people aged 24 to 28, the premium in whole life insurance is more expensive, so it is better to choose comprehensive term life insurance with lower premium.