What is the scope of Qilu insurance?

Qilu Bao is a supplementary medical insurance product launched under the guidance of Shandong Medical Insurance Bureau and Jinan Medical Insurance Bureau. Some friends in Jinan plan to buy Qilu newspaper and want to know more about the coverage of Qilu newspaper. What is the coverage of Qilu newspaper? Let's get to know it together!

What is the scope of Qilu insurance?

First, the inpatient and outpatient chronic disease protection

After Qilu Insurance is reimbursed by medical insurance, the remaining individuals will pay 80% of the expenses within the scope of medical insurance after deducting the deductible of 20,000 yuan. After reimbursement by medical insurance and Qilu insurance, if the expenses of the remaining individuals within the scope of out-of-pocket medical insurance still exceed 80,000 yuan, the second payment can be made, and the proportion of payment can be increased to 100%. The maximum compensation is 6.5438+0.5 million yuan.

Second, the protection of new special drugs

Qilu Insurance underwrites 15 new special drugs for treating high-incidence tumors and other diseases (such as small cell lung cancer, gastric cancer, liver cancer, breast cancer, chronic myeloid leukemia, etc.). ) Out of the scope of medical insurance, 0 deductible, 80% compensation, the highest compensation 1 10,000 yuan.

(Image from Shandong Medical Insurance Great Health official website)

The above is the answer to what Qilu insurance covers. I hope it will help you.