If adults are blacklisted by banks, will it affect children?

The blacklist only affects me and my spouse, and has no influence on others.

The Credit Management Regulations stipulate that the display period of bad credit records is five years. That is, banks were not allowed to use credit information five years ago.

According to China's household registration system, a "black household" refers to a person who has no household registration information, household registration card (permanent resident registration card) or ID card in the national census.

The total population of "black households" is about 654.38+0.3 million, accounting for 654.38+0% of the total population, which has become a major issue affecting social fairness and harmony.

2015165438+10.21Guo Shengkun, Minister of Public Security, presided over the meeting of the Party Committee of the Ministry of Public Security and the 17th (expanded) meeting of the leading group for comprehensive deepening reform of the Ministry. The two major themes of the conference are: anti-terrorism work and solving the household registration problem of the population without household registration in China.

20 16 1 14, the general office of the State Council issued the Opinions on Solving the Registration Problem of Persons without Household Registration [Guo Ban Fa [2015] No.96]. According to the Opinions, eight types of "black households" such as Super Life can apply for permanent residence.

Black households have several reasons:

First, violation of family planning laws and regulations, failure to pay social support fees, unable to register;

Second, there is no information in previous censuses;

Third, in the process of account migration, if you lose your account card, you need to issue a report of loss at the place where you move out, and then reissue your account card at the place where you move in.

The "black households" caused by the lack of household registration information are the most exposed in daily life.

Extended data:

The sixth national census shows that about130,000 people in China have no hukou, which is also commonly known as "black households". According to Wan Haiyuan, an associate researcher at the Macroeconomic Research Institute of the National Development and Reform Commission, more than 60% of these "black households" are super-born, and others include abandoned babies, unmarried births and other reasons without hukou. Because there is no hukou, most people have no social security and have lost their normal work, life and education opportunities.

According to the sixth census, about130,000 people in China have no hukou, which is also commonly known as "black households". Wan Haiyuan, an associate researcher at the Macroeconomic Research Institute of the National Development and Reform Commission, conducted a survey in July and August of 20 14, showing that more than 60% of these black households were super-born, and others included not actively registering, abandoning babies, giving birth out of wedlock, losing relevant documents, complicated household registration procedures or inaction by grassroots departments.

Because they don't have hukou, most of them have no social security and lost their normal work, life and education opportunities. With the gradual popularization of the "real name registration system", their lives are more affected and it becomes difficult to travel.

A country 1% population has no household registration, which has become a strange situation of population management in China. However, according to the relevant laws and regulations, the problem of illegal households should not have existed.