First, the advantage analysis
First, it is affordable, with the lowest payment and the highest leverage coefficient among similar products.
Second, the underwriting is simple, and the insured can buy this safe love without taking a medical examination.
Third, the insured amount is high, and the maximum insured amount is 1 10,000; In the same type of anti-cancer insurance products, it belongs to high coverage products, and insurance can help the insured avoid the financial risks brought by cancer treatment.
Fourth, the life-long safety and worry-free insurance has a lifetime, covering the highest age of cancer onset and providing more comprehensive health protection.
Fifth, claims are easy, no medical expenses are needed, and they are paid immediately after diagnosis, which does not conflict with social security.
Sixth, refund the premium. If the customer has no risk of malignant tumor during the insurance period, he will get a full premium refund when he dies, which means that the customer only needs to buy malignant tumor insurance for himself with premium interest.
Secondly, the shortcomings are explained in detail.
First, the waiting period is relatively long. The waiting period of Ping An Ai worry-free main insurance is one year, and the waiting period of additional insurance is 180 days, which is one of the insurance types with long waiting period in the industry.
Second, there is no premium exemption function. Ping An Ai Worry-Free itself has no premium exemption function, and customers need to attach this protection function later.
Test your anti-risk index, and experts will interpret it for you for free!