If the insured dies of natural or disease, and the general accidental injury needs treatment, this is the accidental medical insurance policy. Healthy living itself can be said to be free of charge, but it can be supplemented by additional unexpected medical treatment. A healthy life includes 33 kinds of mild diseases, and 5 kinds of severe diseases can be paid at one time. Insurance needs to be reasonably combined according to personal circumstances. Please consult again if you don't understand. I bought evergreen insurance for my son, which covers a wide range of ages, from 0 to 60, and enjoys lifelong protection, including 100 kinds of serious diseases and 50 kinds of minor diseases. Moreover, if there is no serious illness at the age of 80, the main supplementary insurance will pay the birthday payment according to the premium paid, and the guarantee will continue to be effective. My son is studying in a university in other places. With such insurance, I can rest assured even if I am sick. Because we don't know what will happen in the future, it makes sense to have comprehensive insurance.
Health insurance has only critical illness insurance and medical insurance, and there are many types of these two types of insurance. You should choose the insurance that suits you according to your own needs and actual situation. The correct way to choose insurance is to find a qualified professional insurance agent first, then put forward your protection needs, let the insurance agent know your actual situation through communication, and finally the insurance agent will recommend suitable insurance types for you to choose. Directly put forward what insurance to buy, there is no effective communication, so buying insurance, like buying lottery tickets, depends on luck.