For example, although there is no problem with the medical examination, the insured has planned or planned to carry out some high-risk activities in the future. When giving health information, he chose to conceal the contents mentioned in the health information instead of answering truthfully, and failed to fulfill the obligation of telling truthfully. In view of this situation, insurance companies also have legitimate reasons to refuse to pay compensation.
Maybe some friends don't know how to make health notification more appropriate. If you find it difficult to deal with health notification, you can also click this link to learn these coping skills: What are the tips for health notification when you are insured?
In addition, senior sister doesn't recommend that you buy insurance to have a physical examination.
If you have a physical examination before insurance, you may find some? It doesn't have much impact on the body for the time being, but it will affect the purchase of insurance? Physical abnormality, which affects the underwriting results.
However, if there are physical problems found in the previous physical examination report, the latest inspection report is needed to insure. In this case, it may be necessary to check again to insure.
However, it is only necessary to do a special examination of the affected part during the examination, and try to avoid doing a full-body examination. Because if other problems are found, it may also affect the purchase of insurance.
If you have any other questions about this, you can also read this article again: Do you need a physical examination before buying insurance? I heard that it will affect claims!
These are the answers to the questions. If you are going to buy insurance in the near future, it is recommended to wait until you buy insurance, and then go to the physical examination after the waiting period, so as not to bring unnecessary trouble to yourself.
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