If you are not familiar with sunshine insurance, you can learn about it through this article by Senior Sister:
How about Sunshine Insurance Company? Is the product worth buying? The most comprehensive evaluation of the whole network!
Then the senior student will take the Sunshine Love Health Million Medical Insurance 2022 Edition as an example to briefly evaluate this product for everyone. Not much nonsense, just above:
1. Analysis of insurance conditions
Love Health Million Medical Insurance 2022 covers the age range from 28 days of birth to 60 years old, with a guarantee period of 1 year, and no renewal is guaranteed. But the waiting period of this product is 30 days. Relatively speaking, this level of waiting period can be said to be relatively good in the whole million-dollar medical insurance market, so that the insured can enjoy the comprehensive protection brought by this product more quickly.
In order to prevent everyone from stepping on the thunder, Senior Sister specially prepared an article for everyone. Come and have a look:
Please be careful when you encounter these medical insurances!
2. Analysis of guarantee responsibility
The general medical insurance premium of the 2022 edition of Love Health Million Medical Insurance, with the insured amount of 3 million yuan and the deductible of 6,543.8+0,000 yuan. It should be noted that only when the treatment cost exceeds the deductible will the insurance company reimburse it in proportion.
In addition, the 2022 version of Love Health Million Medical Insurance covers 100 kinds of major diseases, with a coverage of 3 million and a deductible of 0. As long as it meets the claim standard of the policy, it can be reimbursed. At the same time, the guarantee also includes medical expenses for special outpatient service for serious illness, medical expenses for hospitalization for serious illness, surgical expenses for outpatient service for serious illness, and emergency medical expenses before and after hospitalization for serious illness.
At the end of the article, the senior wants to give you a small gift, but don't miss it:
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