Personal account is mainly the basic medical insurance premium paid by individual employees; The basic medical insurance premium paid by the employer included in the personal account according to the regulations; Interest on the amount stored in personal accounts; Other funds incorporated into personal accounts according to law. The principal and interest of the account are owned by individuals and can only be used for basic medical insurance, but can be carried forward according to the actual situation of the insured.
The sources of funds for the comprehensive health sub-account are three parts: first, the amount of drugs purchased and physical examination extracted from the actual balance of the insured's personal medical account every month; Second, the actual balance of personal medical account exceeds 8000 yuan when social security is carried forward every year; The third is the interest income of the health comprehensive sub-account and the income stipulated by other laws and regulations. After the implementation of the comprehensive health sub-account, the original unused personal medical account funds for drug purchase and physical examination are also included in the comprehensive health sub-account.