1, with different reimbursement ranges:
The basic medical insurance co-ordination fund and individual account shall delimit their respective payment scope and be accounted for separately. Medical expenses that meet the payment scope of the basic medical insurance fund shall be reimbursed in accordance with the list of basic medical insurance drugs, the list of diagnosis and treatment items, the scope of service facilities and the payment standard stipulated by this Municipality.
The personal burden of the insured person with serious illness insurance within the scope of reimbursement of basic medical insurance shall be reimbursed by 75% of the supplementary medical insurance for serious illness; The scope of reimbursement of serious illness medical insurance is very important, that is, the insured exceeds the maximum payment limit of the basic medical insurance pooling fund, which is in line with the personal burden within the scope of reimbursement of basic medical insurance, and the reimbursement of supplementary medical insurance for serious illness is 75%; In a natural year, the cumulative maximum reimbursement amount is 400,000 yuan.
2. Different support abilities:
The basic medical insurance is an important part of the social security system, and it is a kind of social insurance formulated by the government with the participation of employers and employees. The overall medical care system for serious illness belongs to the supplementary form of basic medical insurance.
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