If you are interested in Taikang Partner Life Insurance Plan (2022), please come and see this article by Senior Sister:
What about Taikang Life Insurance Plan (2022)? Is it worth insuring? 》
1. What is Taikang Partner Life Insurance Plan (2022)?
Other words, senior, don't say much, and show them in the picture immediately:
Through this opportunity today, senior Xue directly gives the evaluation conclusion:
1. Optional policyholder exemption
Friends who have known about insurance products before should know that there are simply too many products with premium-free function on the market now, and the premium-free of the insured is a guarantee that many health insurances will attach.
The premium exemption of the insured is when the insured meets certain conditions (such as death, total disability, serious illness, moderate or mild illness, etc.). ), you can no longer pay the remaining premium during the payment period of the insurance contract, but this guarantee still has legal effect.
It can be seen that the premium exemption function is a practical guarantee for both the insured and the insured, and the Taikang Partner Life Insurance Plan (2022) has such an exemption function for the insured!
2. Choose a single insurance period.
Taikang partner life insurance plan (2022) has only one insurance period, that is, "insurance until the insured reaches the age of 105". It can be found that this insurance plan prefers long-term protection.
For many friends who like short-term protection, the insurance period of this insurance plan is of no benefit. Some small partners are likely to give up the insurance plan because of the insurance period, and there are certain restrictions on the number of people who can be insured!
Speaking of which, senior sister wants to give you a small benefit. As for what it is, interested friends can open the following to see:
Learn this trick and stay away from the 99% pit of annuity insurance.
2. Who is suitable for Taikang Partner Life Insurance Plan (2022)?
Life insurance and annuity insurance with financial management function need to pay very expensive premiums every year. To be honest, it is really not suitable for ordinary families to buy. In this way, who is the annuity insurance of Taikang Partner Life Insurance Plan (2022) suitable for?
1. Health insurance is fully equipped.
Sister Xue has always told everyone that buying insurance must follow the principle of "guarantee first, then manage money", and our health is the first. With basic insurance such as critical illness insurance, medical insurance, life insurance and accident insurance, we can manage our finances with peace of mind, right?
2. Have a stable high income and spare money in hand.
Because annuity insurance has the characteristics of compulsory savings, which leads to poor liquidity, you have to pay every year in the initial stage of insurance.
Therefore, assuming that you have extra money and no necessary expenses, you can consider buying annuity insurance like Taikang Partner Life Insurance Plan (2022) as investment and financial management.
3. Can accept the stable income model.
Annuity insurance is conservative in financial management. Although its income is stable, its income is low at the same time. If you are interested in this long-term benefit, you can start with confidence.
In addition to the annuity insurance mentioned above, there is another kind of life insurance called incremental whole life insurance, which is also a popular pension assistant for consumers. It has two functions: security and financial management. If you are interested, you can learn about it:
"Who can manage money in whole life insurance, and who can preserve capital and increase value?" ? Is it worth starting with? 》
Third, senior sister suggested.
Generally speaking, the coverage of Taikang Companion whole life insurance Plan (2022) is relatively general, with no special settings, and the choice of insurance period is relatively simple, but fortunately, this product plan supports the exemption protection of policyholders.
Therefore, Senior Sister suggested that all friends should think carefully before purchasing Taikang Partner Life Insurance Plan (2022). After all, there are still many excellent insurance products on the market!
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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