1. According to the regulations of Xinhua Life Insurance Company, it is known that the health and worry-free C insurance can be unconditionally surrendered within 10 days after the contract comes into effect, and all the premiums paid can be refunded.
2. If the contract takes effect more than 10 days and less than 30 days, the insurance company can refund the remaining insurance premium after deducting the handling fee of 10% at most.
3. If the contract takes effect for more than 30 days, the insurance company will calculate the surrender value agreed in the contract when surrendering, and refund the remaining amount to the insured after deducting the corresponding handling fee.