Plan portfolio insurance premium payment period guarantee period
Whole life insurance 50000 yuan 675 yuan/year for 30 years.
Term life insurance 50,000 yuan 70 yuan/year 30 years 30 years.
Regular major diseases are 50,000 yuan and 275 yuan/year for 30 years.
Accidental death and disability 50,000 yuan/year 75.5 yuan/year 1 year.
Accident medical treatment is 5000 yuan 78 yuan/year 1 year.
Hospitalization fee medical plan I 180 yuan/year 1 year.
Premium exemption 1353.5 yuan 18.2 yuan/30 years.
Total: 3.76 yuan per day, monthly 1 14.3 yuan, annual 137 1.7 yuan!
Third, safeguard interests.
1, all-day care: to ensure that you can work more carefree for your lover and family. Once the contract comes into effect, you can have a daily value guarantee of 150000 yuan. (illness 100000 yuan, accident 150000 yuan)
2. Critical illness insurance premium: During the guarantee period (30-year insurance contract), if the insured suffers from a serious illness of 465,438+0 agreed in the contract for the first time after being diagnosed by the hospital (the most comprehensive in the province, with 25 items stipulated by the CIRC), the company will pay 50,000 yuan for critical illness insurance premium.
3. Extra compensation for male-specific diseases: During the guarantee period, if the male-specific diseases agreed in this contract are diagnosed by the hospital for the first time, another 20% will be paid, that is, 10000 yuan of special insurance money. ((* * 60,000 yuan)
4. Accidental medical treatment and medical insurance drugs, unlimited times: within the insurance period, as long as the insured suffers from unexpected wind.
When you are in danger of treatment, whether it is outpatient treatment or hospitalization, you will get compensation from accidental injury medical insurance every time.
(the part exceeding 100 yuan), the accumulated reimbursement amount can reach 5000 yuan each time, unlimited times in one year.
No.,to help the insured recover as soon as possible.
5, hospitalization expenses, unlimited times throughout the year, each time within 90 days, within the whole year 180 days, without drug restrictions, including.
Including self-funded drugs, unlimited use times, unlimited times: unexpected hospitalization: (0 waiting); Sick hospitalization: (90 days after the contract comes into effect). Each hospitalization can be specifically obtained as follows: [Guaranteed five-year renewal (no medical examination is required within five years), the rate changes every five years, and the annual payment is notified in advance, 25-29 years old, 220 yuan; 30-34 years old, 260 yuan, 35
-39 years old, 3 10 yuan]. During the insurance period, as long as the insured dies due to unexpected risks or diseases.
When we are in the hospital, we will pay by clicking.
① Hospitalization ward fee: 60 yuan every day, with a maximum of 90 days at a time, that is, 5,400 yuan, with a maximum of 180 for the whole year.
That day was 10800 yuan. (Bed fee, medical fee, nursing fee)
② Hospitalization expenses: up to 2,000 yuan each time. (operation expenses, anesthesia expenses, operation hands.
Material cost and operating room equipment use fee)
(3) Hospitalization medical expenses: those exceeding 50 yuan can be reported up to 3,000 yuan each time. (Medical expenses, treatment expenses, examination expenses)
Inspection fee)
6, premium exemption, caring: during the payment period, I also enjoy the protection of death and total disability, this is your insurance.
It has been reinforced to ensure that your wishes are realized.