Life insurance can be divided into survival insurance, death insurance and endowment insurance. The so-called survival insurance means that the insurance company pays the insured a certain amount of insurance money when he lives to the age agreed in the contract. Death insurance is the opposite. If the insured dies unfortunately when the insurance contract comes into effect, the insurance company will pay a certain amount of compensation to the designated beneficiary. So, life or death, what if you want something? Old-age security can meet this demand: when the insured is alive, the insurance company will pay the survival insurance money; When the insured dies unfortunately, the insurance company pays the death insurance money.