The general medical insurance premium of "Love Health Million Medical Insurance" refers to the insurance premium paid by the insured in accordance with the contract after the waiting period due to accidental injury or illness during the insurance period; Including hospitalization expenses and special outpatient medical expenses.
For more details about this product, please refer to my answer below.
Love for health is a million-dollar medical insurance launched by Sunshine Insurance Company. Speaking of millions of medical insurance, you may know something about it. Spending a few hundred dollars a year can leverage millions of guarantees, which is not too cheap! But cheap is cheap, and it is easy to step on the pit.
In order to avoid into the pit, I have selected some good million medical insurance products, so that you can buy the best protection with the least money. It's worth seeing: What's a good medical insurance recommendation? 20 Best-selling Medical Insurance Inventory in 2020
How about this product? It loves health. As usual, let's take a look at the guarantee content of the product first:
It is not difficult to see that there are several advantages:
1. Selectivity and flexibility: this product is divided into personal version and home version. In addition, it can be divided into the basic version covering 1 10,000 and the upgraded version covering 3 million.
2. Additional extended proton heavy ion medical expense insurance: After this option is added, the reimbursement amount of proton heavy ion is 100%, which will be great for you!
3. Japan's supplementary medical care: 70% reimbursement, but the reimbursement amount is the same as the main insurance. It is a good thing to have high-end medical choices, and one more choice is always right.
Let's look at the disadvantages:
1. renewal limit: although the premium will not be adjusted because of the completion of claims or changes in health status, once the insurance is stopped, it cannot be bought. It's not my fault, it's really bad!
2. The special drug service for cancer is not covered: the incidence rate is helpless because of the high medical expenses caused by serious illness. Because patients need to take high-priced drugs for a long time, many families are bankrupt, but unfortunately this is not the case.
There are other shortcomings, so I won't say much. You can go to the article link on the right to see the full version of the analysis: