Steel Warrior 1 As a single payment for critical illness insurance, you can pay an additional 50% of the insured amount before the age of 60, and you can add cancer compensation and cardiovascular compensation according to your own situation. This is indeed its advantage. At present, there are many products with these advantages, both advantages and disadvantages. Steel Warrior 1 also has several obvious shortcomings.
Disadvantages of Steel Warrior 1, such as:
The waiting time is long.
To live to 70 years old, you must be bound by the responsibility of death.
The requirement of cardiovascular secondary compensation is high
Subtle invisible grouping
For a more detailed analysis of the advantages and disadvantages of Steel Warrior 1, please read this article: Is the critical illness insurance of Steel Warrior 1 of Three Gorges Life Insurance worth buying? Advantages and disadvantages analysis "
Next, let's learn more about the basic content of Steel Warrior 1.
Iron warrior 1 complete solution of safety content 1. Let's talk about insurance rules first.
Healthy people aged 28 days to 55 years, with occupational range of 1-6.
The guarantee period can be fixed to 70 or 80 years old, or you can choose life-long guarantee. However, if you choose to protect yourself until you are 70 years old, you must choose additional responsibility for death, and you need to pay attention to all kinds of responsibilities after waiting for 90 days.
The minimum payment time can be 5 years, and the longest payment time can be 30 years, or1015/20 years.
2. Let's start with the guarantee responsibility.
1. Basic liability (protection that must be purchased when applying for insurance)
1) critical illness: 120 major illness protection, and the compensation ratio is 100% of the insured amount.
Only once, if the insured is diagnosed with a serious illness before the age of 60, an additional 50% of the insured amount can be paid.
2) Mild/moderate diseases: 20 kinds of moderate diseases and 50 kinds of mild diseases are guaranteed, with 60% of moderate diseases and 40% of mild diseases.
Chinese medicine diseases can be paid twice without interval, and each Chinese medicine disease can only be paid once;
Mild illness can be paid three times at intervals, and each mild illness can only be paid once.
2. Optional liability (can be purchased according to the budget when insured)
1) Death/total disability protection
2) Secondary compensation of malignant tumor
3) protection of specific cardiovascular diseases
Iron warrior 1 The basic content ends here. Through the above content, I hope to bring you some use. As the old saying goes, insurance should not be blindly followed.
I hope you will adopt it!
Source: Nanba Daily