Is it better to buy insurance for China Life or China Taiping Life? What insurance should I buy at the age of 53?

First of all, China Life Insurance and China Taiping Life Insurance are both relatively powerful insurance companies in China, and their products can only be sold after the approval of CBRC, which is safe and reliable. But buying insurance can't just depend on which insurance company underwrites it, it depends on the insurance product itself. When buying insurance, buy something that meets your own protection needs.

In other words, the quality of the purchased insurance product does not depend on whether it comes from China Life Insurance or China Taiping Life Insurance, but mainly depends on whether the insurance product itself meets the protection needs of the insured. So we can't unilaterally say which insurance product of the two companies is better.

For 53-year-old people, if there are no special circumstances, it is best to buy these types of insurance: critical illness insurance, million medical insurance and accident insurance.

1, critical illness insurance

Critical illness insurance is mainly aimed at the protection of major diseases. You know, the cost of treatment for serious diseases is not low, and it is hundreds of thousands. If the insured suffers from the diseases stipulated in the insurance policy during the protection period and meets the claim conditions, the insurance company will pay a sum of insurance money.

This insurance premium is unlimited. We can use it to pay for treatment or subsidize our families. So, buy yourself a critical illness insurance and give yourself a guarantee.

If you don't know how to choose critical illness insurance, you can look at the collection of critical illness insurance products compiled by senior sister: the top ten critical illness insurance stocks with good quality and low price!

2. Millions of medical insurance

Millions of medical insurance, like medical insurance, mainly reimburses the treatment expenses caused by our illness and hospitalization. Millions of medical insurance reimbursement amount is high and the scope of reimbursement is wide. Many millions of medical insurance in the market can reimburse imported drugs, and some millions of medical insurance include highly practical value-added services, such as "medical green link" and "drug fee advance", which provide convenience for us to see a doctor.

Friends who don't know about value-added services can read this article: What is the "value-added service" in medical insurance? The more value-added services the better? Small sample, too naive. ...

3. Accident insurance

Accident insurance is mainly to protect personal injury caused by external, sudden, unintentional and non-disease events. For everyone, accidents are fair, and anyone may encounter accidents or accidentally fall, so it is very important to configure accident insurance.

Finally, the senior sister sends you an insurance strategy: which insurance is good, how to buy a good deal, and teach you to avoid these pits of insurance.

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search!