Why did the expenditure on health insurance decrease in 20 14 years?

Peer competition. With the rise of the insurance industry, various insurances emerge one after another. Before 20 14, the competition in the insurance industry was not fierce, which made health insurance have no economic burden and high income. However, in 20 14, insurance companies such as peer insurance and xinxin insurance appeared in the insurance industry, and the number of users of health insurance decreased greatly, even at a loss. In order to maintain its normal operation, health insurance can only maintain its operation by reducing expenditure.