1. Add step
The way to go through the formalities varies according to the requirements of different places. When you declare your place of residence in the town office of your place of residence, you should go through the formalities of joining the national medical insurance together. Remember to bring your card, passport and bank card.
Apply to the National Health Insurance Section of the municipal, district, township and village governments that have registered foreigners. Foreigners' registration certificate is required when handling. Holders of 1 year "study abroad" or "study abroad" residence qualification can join immediately, but holders of 6-month "study abroad" residence qualification can require proof of study beyond 1 year, depending on the local government. The principle of joining the national health insurance is based on the date of arrival in Japan. Therefore, even if you apply for membership late, you may be required to pay the insurance premium from now on.
Don't worry about your poor Japanese. The staff in the bank and market office are very enthusiastic and patient. Try to communicate with them in your own Japanese.
2. National health insurance certificate
Insurance cards, like leaving cards, are important things to prove identity. If there is any change, please submit the original national health insurance certificate to the government agency window at the new address and get a new insurance certificate.
3. Payment of insurance premium
In principle, insurance premiums are automatically deducted (transferred) from bank and post office accounts. Please ask government agencies separately for other delivery methods.
4. Payment of medical expenses
Please show your insurance certificate when you receive treatment. Because of universal health insurance, 70% of medical expenses are exempted, and only 30% can be treated.
In the case of going to the hospital before receiving the national health guarantee, all medical expenses in the hospital need to be paid first. After receiving the national health insurance, 70% of the paid medical expenses will be refunded. In this case, the receipt of medical expenses paid in the hospital is required.
When you return to China temporarily, you have to pay all the medical expenses when you receive treatment for illness or injury, but 70% of the expenses of the insured will be paid when you submit the treatment certificate.
terminate a contract
Before returning home, in order to terminate the payment requirements of insurance premiums in the future, please be sure to go through the formalities of cancellation.