1. Health risks: classified according to the level of health risks. This includes assessing the number of personal health risk factors and the level of disease risk. Such as smoking, unhealthy eating habits, lack of exercise and other unhealthy lifestyles will increase health risks, and suffering from chronic diseases or family diseases will also increase the risk of illness. People can be divided into low-risk groups and high-risk groups for targeted health management and intervention.
2. Medical expenses: This is mainly to divide people according to the utilization level of personal health services and set thresholds or standards. The level of medical expenses reflects the personal demand and utilization of medical resources. People who want to see a doctor frequently, receive long-term treatment or use high-cost medical services can be divided into high-cost people, and people with good health and low medical needs can be divided into low-cost people.