The types of insurance that can be allowed to insure diseases usually include accident insurance, annuity insurance, property insurance, basic medical insurance in social security, and new rural cooperative medical system. These insurances don't put too high demands on the health status of the insured, especially property insurance has no restrictions on the health status of the insured, and the insured can successfully apply for insurance without telling the health status. For life insurance and critical illness insurance related to personal health, it is necessary for the insured to truthfully inform the health status of the insured before taking out the insurance, otherwise the insurance company may refuse to pay compensation if it finds that the insured has intentionally cheated or concealed the medical history.
In real life, insurance can well protect the health and property safety of the insured. Therefore, more and more people will choose to insure various life insurance, property insurance and critical illness insurance to avoid risks. Once an accident happens, it usually brings huge economic losses to the family. If the insured buys insurance, the insurance company will bear the corresponding responsibility for protection, and the insurance company will compensate the insured accordingly.