Some people want to check because the bank is not responsible for leaving the counter.
You are not responsible for leaving the counter. This has always been a point that banks have been criticized. If the user thinks that the bank didn't count it in person, and there is counterfeit money or less money after withdrawing money, then I'm sorry, all the responsibilities are your own and have nothing to do with the bank.
If you encounter counterfeit money or lack of money, go to the bank to report the situation or complain. Maybe banks will think that you are blackmailing them, because many banks are quite confident in their services and think that their services are in place and there will be no mistakes. Customers themselves should make mistakes.
Banks are so overbearing, and many times users have no choice but to eat dumb losses.
Therefore, when you withdraw money, you are not afraid of 10 thousand, just in case. Although it is unlikely that the bank will be short of fake money, if one day your bad luck falls on you, maybe your money will really be problematic.
Therefore, for the sake of safety, when withdrawing money, especially when withdrawing money in large amounts, you must check it yourself. When checking, you must check it in the place where the bank has a camera to ensure that the money is out of the bank.
Of course, in some big banks and some formal outlets, you don't have to count your own money.
Banks today are different from those ten years ago. 10 years ago, there were few domestic banks, and the banks were in an absolute strong position, so they could make some rules that they were not responsible for leaving the counter at will. No matter how bad the banking service is, people's impression of the bank will be worse, because you have no choice, so you have to go back and forth to his bank.
But now the banking environment is different. At present, there are more than 4,000 banks and hundreds of thousands of bank outlets in China, so the competition among banks is much fiercer than before, especially for deposits. If the service is not good, many customers will not go to this bank because it is irresponsible to leave the counter. Why are they angry?
Another point is that the current network information is much more developed than before. Everyone is from the media, and the bank has some negative effects, which will soon spread on the Internet. Once it spreads, it will definitely be a fatal blow to banks. For example, if a customer gets fake money or less money at the bank, the bank says it is not his responsibility. It is estimated that many netizens will resent this bank, and I believe many people will not choose this bank in the future.
Therefore, in the face of the cruel competitive environment, the service attitude of banks has changed greatly. At present, in some big banks and some formal outlets, including Ping An Bank, there is basically no such warning sign that you are not responsible for leaving the cabinet.
Moreover, the bank's service process and technology can also avoid the situation of less counterfeit banknotes to a great extent, because when people withdraw money, the bank staff must count it at least twice before giving the money to everyone.
Moreover, all the money counters used in banks are Class A money counters, and the accuracy of Class A money counters is very high, basically reaching over 99.99%. Whether it is to identify counterfeit money or count money, counterfeit money or short money rarely occurs.
And even if there is counterfeit money or less money, everyone need not worry too much. There are three main guarantees.
First, whether it is true or false, the money counter will record the number and upload the counting record to the system for storage. If the user gets the counterfeit money, he can check it by comparing the number with the banking system.
Second, bank staff will tie up their accounts after work every day. Generally, it takes two or three staff members to confirm the accounts several times before they can get off work. If it doesn't match, you will definitely find a problem.
Third, the bank has a perfect monitoring system, and there is no dead angle monitoring in 360 degrees, so every move of the customer in the process of withdrawing money, including every step of the bank staff, will be monitored clearly. If the customer gets counterfeit money or less money, the information can be verified by collecting and monitoring.
It is necessary to recount the money, but not necessarily by hand. Careful customers will find that a cash counter is placed outside the bank counter as required for customers to count cash. You can count it yourself. Otherwise, there will be a shortage of funds or long money on the bank counter, and there will also be counterfeit money.
When withdrawing money at the bank counter, the teller will ask the customer's opinion and ask whether the customer wants to spend the money again. If the teller behind is monitored and counted by the money counter, the customer's eyes never leave the whole process of counting money, and they also see the amount of all the money counted. If the accounts match, there is no need to count the cash.
The bank teller didn't ask the customer for advice, nor did he count the withdrawal cash for the customer, but handed it out directly, and the customer needed to count it himself. In particular, it is better to use the cash counter outside the bank counter to count large amounts of cash above100000 yuan, which saves time and effort. In addition, if the customer has counterfeit money in his own cash, it may not be found. Count it twice with a money counter, whether it is long or short or counterfeit, and it will be detected at once.
From the customer's point of view, counting the cash withdrawal amount is only for the rule of "not responsible for going out". If the customer doesn't count himself, if he goes out for a long time and finds that there is less, he will come back to the bank and the bank denies that there is no problem. How to solve it? In order to reduce the friction between the two sides and make up for the teller's mistake rate, it is really necessary for the customer to check it in person.
In real life, counting money in the lobby after the bank withdraws money will make customers feel a little embarrassed and afraid that bank tellers will be bored, but counting money on the spot is better than going home to find short money! There is also that it is not safe to count a lot of cash in public places. You can go to big rooms, VIP rooms and other places with few customers, and be careful not to worry about others thinking about their cash.
Let me tell you something that happened to me.
My aunt went to their bank to withdraw money. At that time, she took 30 thousand from the passbook and finally got 29 thousand. She didn't know that her money was 1 000 yuan, and she didn't have any money at that time. She took the money and left. Only when she got home, she gave it to someone else, only to find that it was missing 1000 yuan. She didn't touch the money all the way, and then she went again. When I got home, my aunt kept crying. At that time, it was incredible that banks would make such a low-level mistake. I really don't understand.
Besides, I didn't make this up. It's exactly the same as what we experienced, but it has been many years.
But I think we should keep an eye on the money counter and watch the staff wrap it up when withdrawing money. If you really get 20 thousand or 30 thousand, you really can't count it. Just pay attention. As for whether it is necessary, I personally think it is not necessary. This possibility is similar to winning the lottery.
I might as well order it. Although the probability of making a mistake is less than one in ten thousand. But I was wrong. Is to lose yourself. My bank has withdrawn money n times. At work, I walked with the financial staff 2 13 times a month and made two mistakes. A few years ago, there was a time when the bank took money to pay wages, and the big room was only a few hundred dollars. After returning to 50 yuan, there were 10 in 20 yuan. I called the bank staff to explain the situation. The bank may have moved the charges. The next day, let's take the one from 20 yuan and give us a new 100 from 20 yuan. In addition, at the end of last year, I went to the bank and took 20,000 yuan, and at the beginning of this year, I took another 50,000 yuan for real estate. As long as the bank card has been used, I have never used it. Later, I went to the bank and deposited 50,000, only 499 and 49,000. I still had a 100-yuan coin with me at that time, so I took it out and counted it. Or 100. 1 0,000 yuan. The staff asked me if I had used it myself. I know in my heart that I haven't touched the money. But I also blamed myself for not counting myself when I got the money, so I had to admit it myself. Saved 50 thousand and took 9900 back. I've only seen it twice in years. No, everything else is right. Therefore, it is better to count if you can, otherwise it is really a mistake and you have lost yourself.
If the quantity is relatively large, it is recommended to do it by hand, for the simple reason that you are responsible for yourself. Although the bank is very strict about cash receipt and payment, there are also mistakes. When the amount is large, it should be checked again to avoid unnecessary disputes.
At present, the cash area of the bank has high-definition cameras and recording equipment. Although there will be no phenomenon of "leaving the cabinet without responsibility", when receiving and paying cash, the requirement of "singing and paying" is actually to avoid mistakes and facilitate verification. However, due to the repeated mechanical operation of the teller, the labor intensity is very high, and there will be overpayment or underpayment.
In real work, the length of teller's money does not exist, and it happens from time to time, especially for some new tellers, which is almost a compulsory course. Although there are duplicate counting of money counter and teller, the accuracy of 100% cannot be guaranteed. Although the possibility of making mistakes is very small, there is still a possibility that if customers can count them by hand again, the error rate will be reduced and their property losses or disputes will be avoided.
Of course, it is not necessary if there is less money, but it is necessary to withdraw or deposit more money.
The so-called "brother, settle the account clearly." I always check when handing over funds to others, let alone to the bank, so I think it is necessary!
Now most of them are transfers, and it is almost impossible to get large cash withdrawals at the counter. Cash withdrawal is generally operated at ATM. Even so, I usually check it and print the receipt.
Because at present, the machine failure rate is not low, and ATM maintenance is often encountered. Since the bank stipulates that leaving the counter is not responsible, as law-abiding citizens, we naturally had better make things clear in front of the counter.
Therefore, when I withdraw money through ATM, I always check it against the camera and put it in my wallet after I get the cash, but I have never made a mistake so far, haha.
I haven't gone to the counter to withdraw cash for a long time. When I used to withdraw cash at the counter, the bank teller always asked me if I wanted to order it. I always say yes, and then she opens the note tied with money and goes through it in the money counter. As long as the money counter shows correctly, I won't count it by hand.
Therefore, in order to avoid unnecessary troubles, it is best to count the cash in person when you take it at ordinary times. A small amount of money will be counted manually, and a large amount of money will pass through the money counting equipment.
In daily work and life, we should also develop the habit of counting when handing over accounts with others, and it is best for both parties to count and confirm.
I think so. If there are any mistakes, they will not be responsible for leaving the bank counter. Now banks have examples of counterfeit banknotes, especially big banks. When you save money, they will smile at each other. They are reluctant to take money from you, especially when you take money. Although he passed the money counter several times, who can guarantee that there will be no mistakes? He is not responsible for his request, so shouldn't we be careful when we take it? Especially hundreds of thousands, if it is not easy to check, it is necessary to check. If there is less money, there are fewer banks. Today, I have something to do. When the money was needed, I took out100000. I saw that they had passed the money counter, but I was worried. When I checked, they were very reluctant. From time to time, they say, check aside! He said his, I checked mine, just don't leave the counter to check, whether he likes it or not! I'm not responsible for retiring, so I'm not responsible for myself? How difficult it is to make money now! Why did I miss one when I didn't watch it?
Look at the amount, if the amount is large (such as hundreds of thousands), I don't think it is necessary to count it again; But if the amount is small (thousands of yuan, tens of thousands of yuan), if you want to clear it, you can clear it in your hand.
small amount
For small amounts of money, especially thousands of dollars, bank tellers will definitely go through the money counter before paying (and often twice, tellers are also afraid of making mistakes! You can also see the amount displayed on the corresponding money counter.
Of course, if you are worried, you can order it yourself and be careful not to make a mistake. But it is time-consuming and laborious to order, and mistakes will be made from time to time. It is best to use the machine directly. If you pay attention when you go to the bank to withdraw money, you will find a money counter outside the bank business hall. At this time, you can directly use this money counter to count money. If there are mistakes, they can be corrected in time.
many
The amount is large (for example, Tik Tok was very popular two days ago and took millions of sacks). For such funds, they are all bundled and sold. After all the unpacking, the bank will not kindly help you tie them up one by one. Moreover, compressed packages are generally reviewed several times, and the probability of errors is extremely low. In addition, it is difficult to count the large bills in the hall, which is also the goal of a willing heart, so it is basically unnecessary to count them.
Please count your change before you leave.
The most common complaint of all banks is that it is irresponsible to leave the counter, but it should be said that banks are forced. For their own benefit, bank money counters are generally the most advanced in the market. Second, few people dare to commit crimes against the wind under high-definition monitoring, so under normal circumstances, the money paid by banks can't be wrong.
If the bank doesn't set this clause, assuming that the given amount of 10000 yuan is correct, what if the customer says that the transfer is less 1 card? Do you pay? Once you lose money, many people will follow suit (don't underestimate the dark side of human nature). Instead of believing in human nature, it is better to rely on its own rules and regulations and monitoring equipment, so banks will always insist on this.
In fact, if you really have long money (the bank will give you less money) and find extra money after work at night, the bank will try its best to find customers and return the money; If there is a short payment (the bank gives you more money), you will be asked to get it back.
From the postal ATM