1.JD.COM How to buy a mobile phone by installment?
1. Open the JD.COM white strip.
2. credit card installment payment
Both of the above are good choices. Some mobile phones don't support white stripe staging. You can choose your favorite brand and model first, and then check whether it is staged.
JD.COM IOUs will charge installment service fees. Usually, we should pay attention to interest-free activities in installments. It would be better if you rob 12 months and 6 months of interest-free coupons, and the handling fee is directly free.
Reminder: JD.COM White Coupon Collection Channel
1 jingdong finance home page-white note-white note discount
2 Jingdong Finance Home-Member Center-Gold Coin Mall Gold Coin Coupon
3 In Jingdong Financial APP, I Card Package-Coupon-All Types-White Tickets
4 JD.COM Mall APP, Home Page-Collecting Vouchers-Paying IOUs.
What if there's no JD.COM IOUs quota? Use a credit card!
It's easier to use credit cards. All mobile phones can be purchased in installments, as long as you choose to pay by credit card when you pay.
After the consumption is recorded, you can apply for credit card installment;
2. Is it cost-effective to buy a mobile phone by installment in JD.COM?
High cost performance. JD.COM itself is a relatively reliable large-scale e-commerce platform, and more than 95% of the goods are genuine and licensed. I suggest that when you choose a mobile phone, you'd better buy one from JD.COM, because global purchase is similar to a third-party platform, and it is not self-operated and its security is not reliable.
In addition, it is recommended to buy expensive mobile phones in physical stores, such as iPhone and Apple. When the iPhone was released last year, the price of 256GB was nearly 10,000 yuan. Although there are purchase channels in JD.COM, the price is not much different from that of physical stores, and most physical stores also provide installment payment services, so the after-sales warranty products are more assured.
In a word, installment payment is more cost-effective and reliable in JD.COM. Compared with other channels, there are more preferential activities, and you can enjoy many discounts, such as JD.COM interest-free coupons, full discounts and gifts. The installment fee is also relatively low, which is worth starting with.