First, the problem of hypertension.
Hypertension is an incurable basic disease.
When purchasing health insurance, it belongs to the content of health notification.
As for what your landlord said: hypertension will be fine as long as you are not hospitalized. This statement is too general. As a salesman, he said this lightly. When actually underwriting, it is a concrete analysis of specific problems. Insurance companies have medical underwriting, and medical underwriting may also require you to provide past medical records, medical records, etc. Depending on whether you control it well or not, the risk is great. If he thinks your problem is not big, it is possible to underwrite it. There are several situations of underwriting, including normal underwriting and markup underwriting, except underwriting. Forget normal underwriting, just like everyone else.
If the insurance cost is increased, it will still be insured, but it will cost some money. For example, others are of the same sex and age, but healthy people need 5 thousand yuan, and you may be 5.3 thousand yuan, and they will count.
In addition to underwriting, it is the normal price, but the content of insurance is less than the general one. What is less is less related to your original disease and the disease caused by high probability.
I thought the salesman said it would be nice not to be hospitalized. It depends on the insured. Although you may meet some people with high blood pressure, not everyone does. If you want to buy it for your father, you should cooperate with the underwriting. Tell your father the truth about his health.
Second, your understanding of this insurance (because the picture you took is not clear, I will say it as a general situation)
What you said: It seems that even if there is no serious illness, you can apply for insurance as long as you are in the hospital. It's so affordable.
This sentence is obviously misunderstood by you.
Your insurance name, critical illness insurance, is critical illness. A serious illness is a serious illness that meets the conditions for compensation, and a serious illness is a compensation type. Meet the conditions and give the agreed amount of insurance. So you can't just go to the hospital to report.
You said you can report it as long as you are in hospital. It's medical insurance. Generally, serious illness will buy medical insurance. To what you said, either he helped you match the medical insurance, or there is medical insurance in the additional insurance.