1. Quick and convenient
Users can complete the insurance by filling in the information online, choosing the payment method and paying the fee. The method is flexible and the procedure is simple.
2. High familiarity
Alipay has become one of the must-see apps for many people every day, so ant insurance is also familiar and recognized by many people, and the insurance channel is naturally more acceptable.
3. Overall performance is good
The insurance on Alipay has to go through thousands of pairs of eyes. Usually the price will not be significantly higher than similar products, and there will be no serious injuries. Even if the cost performance is not the best, there are many places worth considering.
4. Low payment pressure
A big reason why many people tend to buy insurance on Alipay is that it supports monthly premium payment, so for them, the inherent "high premium" barrier of insurance has been broken.
Even if the total amount is similar, it is easier to pay tens or hundreds of yuan a month than several thousand yuan at a time.
Coupled with Alipay's various lottery activities and irregular health red envelopes, sometimes the premium can be directly deducted, which is even more exciting.
The choice space is not big, and the product competitiveness is average.
Although the overall performance of the insurance on Alipay is good, compared with the popular products on the market, its competitiveness is still average. In addition, publicity and activities are more eye-catching and easy to make insurance dizzy. Therefore, it is more suitable for people with insurance knowledge to study and decide for themselves.
The critical illness insurance on Alipay is remarkable. If you don't pursue the ultimate cost performance and pay more attention to the convenience of experience and insurance, you may wish to consider the first two products mentioned in the article.
If you want to see more critical illness insurance products, you can search the official account of Dad Bao WeChat for consultation!