Medical Insurance and Medical Assistance in Zhejiang Province

Starting from August 1, Zhejiang Medical Insurance will take the lead in launching the family benefit policy of individual account, and the surplus funds can pay the medical security expenses of spouses, children and parents. Family * * * economic policy uses the surplus funds of personal accounts over the years, but spouses, children, parents and other close relatives must participate in the basic medical insurance in Zhejiang Province. If the conditions are met, one or more people can be authorized to use it.

Expenses payable include: self-care, self-payment and self-funded outpatient medical expenses incurred by individuals in designated medical institutions in Zhejiang Province when close relatives have no personal accounts or the balance of personal accounts is insufficient over the years; The expenses for close relatives to use preventive immunization vaccines outside the expanded national immunization program.

If you want to realize family medical care, you need to bind the account first. Insured persons and their close relatives who are insured in the same overall planning area may apply to the medical insurance agency in the overall planning area for binding social security cards for their close relatives. If you are not insured in the same overall planning area or the overall planning area does not have the constraint conditions for the time being, you can go to the medical insurance agency in the overall planning area to handle the cost verification business with the relevant expenses and identity documents.

In addition to the family economic function, the insured can also buy commercial health insurance for themselves and their close relatives, provided that the balance of personal accounts over the years is more than 4,000 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.