Needless to say, medical insurance and social medical insurance with excellent tax benefits are both policy medical insurance promoted or implemented by the state, which can definitely guarantee renewal of insurance and can also be insured in spite of illness. Long-term medical insurance has defined the guarantee period of several decades since the contract came into effect, and in a sense, it is the guarantee renewal. Although some one-year medical insurance in the market can be renewed, there is no guarantee that it will be renewed. If the insured makes a claim within the guarantee period, it may not be able to pass the health notice.
Guarantee renewal means that when the guarantee period expires, the applicant puts forward a request for renewal, and the insurance company must accept it and underwrite it according to the original agreed insurance rate and insurance terms. When introducing products, some salespeople misinterpret non-guaranteed renewal products as guaranteed renewal medical insurance, so consumers should pay attention when buying. When buying insurance, you can consult Dad Insurance. Dad Insurance is a professional third-party insurance consulting platform, which provides many-to-one services for professional consultants, and completely customizes the asset allocation scheme for customers from the customer's point of view, and will not provide any benefits for any insurance company or product.